Are You Rich?


Living a rich life doesn’t necessarily mean having loads of money.  Living a rich life has more to do with attitude than it does money.  Granted, it takes a certain amount of money to live – food, clothing and shelter are all necessities of life that require money.  However, there are probably several $50,000 households in America that contain four happy and balanced individuals.  There are probably even more $100,000 households that contain four miserable, lonely and depressed individuals.

I’m not a psychiatrist and I haven’t access to any research to back me up.  However, I know of families where Mom and Dad are over-worked and stressed about paying for their mini-mansions and all the utilities to keep them running.  They register their kids for expensive hobbies like dance, horseback riding and martial arts.  They eat fast food in the car as they rush here and there to get everyone to their expensive hobbies.  Then Mom and Dad crash on the couch while the kids take baths, brush their teeth and get ready for bed.  The process starts over bright and early the next day, and the day after that and so on.  That doesn’t sound like a rich life to me.  Expensive? Yes.  Rich?  No.

So if that isn’t rich, what is?  Well, I have other friends who always sit down at home to eat a home-cooked meal together.  They might run out to a soccer practice or game at the park, and then head home for cookies and/or ice-cream before heading off to bed.  The dinner of hotdogs on the grill, baked beans and baked potatoes cost less for all four of them than a single combo meal at the local fast food joint.  Park and Recreation soccer (or any sport) might cost $20 per season for a shirt and trophy.  There is very little stress on the kids to succeed on the field, but a lot of encouragement to have fun.  The family spends lots of quality time together and they don’t spend a lot of money eating out or on extracurricular activities.  However, in most case they are happier than the families who do.

It is a case of enjoying your current blessings in life rather than focusing on “What’s next?”  It is so easy to get lost in personal goals that we miss the moments of life in the present.

So take this rich life tip and create a memory.  Grab a blanket on clear warm night.  Turn off all the lights, phones and other electronics.  Get the whole family to lie down on the blanket in the back yard.  Look for the big dipper, little dipper and make a wish on a falling start.  Make up stories about the travel plans of all the passengers in those planes flying across the night sky.  Hug your kids and giggle with them about the crazy and imaginative stories they make up.  Take an opportunity to slow down the pace, spend no money and enjoy a truly rich life.

Share your ideas of how to live a rich life by leaving a comment here or sending an email to boyonabudget@yahoo.com.

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About boyonabudget

Did you graduate from high school or college and wonder why you never took a class on balancing your checkbook, building a household budget or stretching your paycheck from one week to the next? I bet most of us asked ourselves that at some point soon after getting out in the real world on our own. Well we can’t go back and ask for a do-over. But we can help our kids avoid that question. Let’s teach them now while they are still living at home and have the Mom and/or Dad safety net to catch them when they fall. I have eighteen years of marketing (print, web and broker) experience with the number one health insurer in America. That is how I pay the bills. Being a mom, writing a book and blogging is how I feed my creativity. I’m writing a guide for teaching kids to manage money wisely. If the adults learn a thing or two along the way, that’s all the better. Join me on a journey to financial freedom!
This entry was posted in budget, Dollars and Sense, Family finances, Goals, Grocery Budget, Money, Uncategorized. Bookmark the permalink.

2 Responses to Are You Rich?

  1. I agree. My family is pretty happy and there are six of us living in a two bedroom apartment. We make $50,000 or less and we do have some guilt over things we can’t afford to involve our kids in, but we do have a lot of time together, laughter, and home cooked meals. Even if we had a lot of money, I just can’t imagine spending every day running all over town. Having dinner at the table together is so important to me.

    We especially love Summer together. We spend many days at lakes and that costs almost nothing (except for sunscreen and the gas it takes to drive there 10-15 minutes).

  2. I think that a lot of people would live happier, healthier, fuller lives if they would stop comparing themselves to the status quo, and get back to simple pleasures: family dinners, homemade blueberry muffins, ball games, linens blowing in the wind on a clothesline, walks or bike rides, reading a good book…

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